Young Professionals
The money decisions you make in your first ten working years can determine how much freedom you have in the next thirty.
In plain words: we sort out which account comes first, and why.
What Do You Actually Have? Account Review: 60 minutes, $95 flat, by phone.
Is This You?
A steady income, and a pile of accounts nobody explained.
- Earning $70K–$130K, steady job
- TFSA, RRSP, FHSA: not sure which comes first
- Work benefits you’ve never read
- Saving for a home, or for the freedom to choose later
What We Work Through
Every account you have, explained, then put in order.
In plain words: I explain what you already have, then tell you where the next dollar goes.
- The Before-You-Call Checklist: three quick questions when you book, so I can prepare and you know exactly what to find
- The Plain-English Walkthrough: every account, policy and benefit you bring, explained in words you’d use yourself
- The unused-room check: unused TFSA, RRSP and FHSA room, the Home Buyers’ Plan, and employer matching, flagged
- FHSA vs. RRSP vs. TFSA: which one gets your next dollar at your tax bracket, and in what order
- The Overlap & Gap Check: what your work benefits actually cover, and what ends if you change jobs
- The Beneficiary Check: who actually receives every account and policy, confirmed
You Leave With
Yours to keep.
- Your “What You Actually Have” SummaryEverything on one page
- Your Top 3 Next StepsWritten down and emailed to you within 24 hours
- The 30-Day Check-InA quick message a month later (skip it anytime)
Price & Policy
One flat price. No surprises.
In plain words: you know the cost before you book, and you can cancel for a full refund.
$95What Do You Actually Have? Account Review · 60 min · CAD, taxes included
Payment is taken when you book. After that:
- Cancel or reschedule any time before your session: full refund.
- Missed session, with a reason given within 24 hours: 85% refunded (15% fee).
- Missed session with no notice or reason: 50% refunded (50% fee).
Figures are 2026 government limits or simple illustrations, not guarantees or typical results.
Start Here
Start with a free conversation.
The free 30-minute Clarity Session is the front door. If the Account Review is the right next step, I’ll tell you. Know you just want your accounts explained? Book it directly.
Free · 30 minutes · no obligation