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Group Benefits

Benefits your team will actually use.

For owners who want to offer something real to the people who work for them, and for anyone who has a plan at work and has never read what’s in it.

Who This Is For

Sound familiar?

  • You run a small business and want to attract and keep good people.
  • You’d like coverage for yourself through the business.
  • You have a plan now, but it costs more than it’s worth to your team.
What It Is

One plan, for the whole team.

A group plan bundles coverage for everyone on your team, often at a better price than each person could get alone. You choose what’s included and how the cost is shared.

Health & dental

Prescriptions, dental, eye care, and paramedical services like physiotherapy and massage therapy.

Life & disability

Coverage that protects your people’s families, and their incomes if they can’t work.

Retirement savings

A group plan can include retirement savings, so your team builds something for later.

How I Help

Three steps from the Clarity Process.

  1. 01

    Conversation

    Your team, your budget, and what you want the plan to do for them.

  2. 02

    Clarity

    What’s available for a business your size, and what your current plan really costs.

  3. 03

    Confidence

    A plan set up and explained to your team, then reviewed every year.

See the full Clarity Process →

Common Questions

Questions owners ask.

How small can a group be?

Smaller than most owners expect. Tell me how many people you have and I’ll tell you what’s available.

Can I include myself?

Yes. As the owner, you can be covered on the plan.

What about employees who already have coverage through a spouse?

Depending on the plan, they may be able to opt out of the health and dental coverage they already have.

Are the premiums a business expense?

Generally, yes: premiums a business pays for its employees’ benefits are usually deductible. Your accountant will confirm it for your situation.

What does it cost?

It depends on your team’s size and ages, what’s included, and how the cost is shared. I’ll show you real numbers before you commit to anything.

Plan availability, eligibility and pricing depend on the insurer’s rules and your group. This is general information, not tax advice.

Start Here

The first step is a conversation.

Free, 30 minutes, by phone or video. You leave with Your One-Page Picture, and Your 3 Moves arrive in writing within 24 hours.

Book your Complimentary Clarity Session

Free · 30 minutes · no obligation