You’ve spent your life building your savings. Now you need to know whether they’ll support the retirement you want.
In plain words: we check if your money will last, and when to take CPP and OAS.
Retirement Readiness Review: 75 minutes, $350 flat, by phone or video.
Retirement is close, and nobody has joined it all up.
- Retirement is less than 10 years away
- A pension, an RRSP, a TFSA, but no single income plan
- Unsure when to take CPP and OAS
- You already have an advisor, but nobody has joined it all up
Already have an advisor? That’s fine. Many people book this as a second look, especially when their advice is spread across several places. I’ll tell you if your plan already holds up.
Every source of retirement income, side by side.
In plain words: we line up every dollar you’ll get in retirement and check it against what you want to spend.
- Your retirement income picture: pension, CPP, OAS, RRSP, TFSA and savings, side by side
- The gap: what you’ll have each month compared with what you want to spend
- CPP and OAS timing: what starting earlier or later could look like for you
- RRSP to RRIF: when to convert, and an order for drawing from each account
- The surviving spouse: what happens to income and pensions if one of you passes first
- Estate basics: beneficiaries, what passes outside your will, and what your family would face
- Protection you may no longer need, and anything you still do
Decisions, in order, with dates.
- Your Retirement Income MapOne page showing where each dollar of retirement income comes from
- A short list of decisionsIn order, with dates
- The questions to bring to your accountant, lawyer or current advisor
- A follow-up check-inWithin 30 days
One flat price. No surprises.
In plain words: you know the cost before you book, and you can cancel for a full refund.
$350Retirement Readiness Review · 75 min · CAD, taxes included
Payment is taken when you book. After that:
- Cancel or reschedule any time before your session: full refund.
- Missed session, with a reason given within 24 hours: 85% refunded (15% fee).
- Missed session with no notice or reason: 50% refunded (50% fee).
Projections are illustrations, not guarantees. Government benefit amounts depend on your contribution history and current rules. Strategies discussed may involve life insurance or investment products.
Tax and legal decisions stay with your accountant and lawyer.
I work alongside them, not instead of them. I’m a Licensed Advisor, not an accountant or a lawyer. You leave with the questions to bring them, so their time costs you less.
Start with a free conversation.
The free 30-minute Clarity Session is the front door. If the Retirement Readiness Review is the right next step, I’ll tell you. Retiring soon and want the full review? Book it directly.
Free · 30 minutes · no obligation